/* Inventive Legal — brand system
   Charcoal #2D2D38 · Gold #D9C41E · Cream #F7F5EF
   Typeface: Inter, throughout */

:root{
  --charcoal:#2D2D38;
  --charcoal-2:#3C3C4A;
  --gold:#D9C41E;
  --gold-deep:#A8961A;
  --cream:#F7F5EF;
  --paper:#FFFFFF;
  --ink:#22222B;
  --ink-soft:#5B5B66;
  --line:#E4E1D6;
  --line-dark:#46465A;
  --radius:2px;
  --maxw:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:clip}
body{
  margin:0;
  background:var(--cream);
  color:var(--ink);
  font-family:'Inter',-apple-system,Segoe UI,sans-serif;
  font-size:16px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:clip;
}
body.nav-open{overflow:hidden}
h1,h2,h3,h4{
  font-family:'Inter',-apple-system,Segoe UI,sans-serif;
  font-weight:700;
  color:var(--charcoal);
  line-height:1.15;
  margin:0 0 0.5em;
  letter-spacing:-0.015em;
}
h1{font-size:clamp(2.1rem,4vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:700}
h3{font-size:1.25rem;font-weight:600}
p{margin:0 0 1.1em;color:var(--ink-soft)}
a{color:inherit;text-decoration:none}
.mono{font-family:'Inter',sans-serif;font-weight:600;letter-spacing:.03em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(16px,4vw,32px);width:100%}
img{max-width:100%;display:block;height:auto}

/* header / nav */
.site-header{background:var(--charcoal);border-bottom:1px solid var(--line-dark);position:sticky;top:0;z-index:50;box-shadow:0 4px 24px rgba(0,0,0,.12)}
.site-header .wrap.header-row{max-width:none;padding-left:clamp(16px,2.5vw,40px);padding-right:clamp(16px,2.5vw,40px)}
.header-row{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:12px 16px;flex-wrap:nowrap}
.nav-wrap{display:flex;align-items:center;gap:10px;min-width:0;flex:1;justify-content:flex-end}
.logo{display:flex;align-items:center;gap:10px;color:var(--paper);flex-shrink:0}
.logo .mark{width:30px;height:30px;background:var(--gold);border-radius:1px;display:flex;align-items:center;justify-content:center;color:var(--charcoal);font-family:'Inter',sans-serif;font-weight:800;font-size:15px}
.logo-badge{display:inline-flex;align-items:center;line-height:0}
.logo-badge img{height:28px;width:auto;display:block}
.logo .name{font-family:'Inter',sans-serif;font-weight:700;font-size:1.05rem;letter-spacing:-0.01em}
.logo .name span{color:var(--gold)}

/* ---- mega nav ---- */
nav.main-nav{display:flex;align-items:stretch;gap:0;position:relative;flex-wrap:nowrap;flex-shrink:1;min-width:0}
.nav-item{position:relative;display:flex;align-items:stretch;flex-shrink:0}
.nav-item>a,.nav-item>button.nt{
  font-size:13.5px;color:#B8B8C4;padding:0 12px;min-height:46px;
  display:flex;align-items:center;gap:5px;white-space:nowrap;
  background:none;border:none;border-bottom:2px solid transparent;
  cursor:pointer;font-family:'Inter',sans-serif;font-weight:500;
  transition:color .15s,background .15s,border-color .15s;
}
.nav-item>a:hover,.nav-item>button.nt:hover{color:var(--paper);background:rgba(255,255,255,.05)}
.nav-item>a.active,.nav-item>button.nt.active{color:var(--paper)}
.nav-item.open>a,.nav-item.open>button.nt{
  color:var(--paper);background:rgba(255,255,255,.06);border-bottom-color:var(--gold);
}
.nt .chev{font-size:8px;line-height:1;opacity:.65;transition:transform .2s,opacity .2s,color .2s}
.nav-item.open .nt .chev,.nav-item:hover .nt .chev{transform:rotate(180deg);color:var(--gold);opacity:1}

@media (min-width:1200px){
  .nav-item:has(.mega-panel)>a:hover,
  .nav-item:has(.mega-panel)>button.nt:hover{border-bottom-color:rgba(217,196,30,.45)}
  .nav-item.open:has(.mega-panel)>button.nt{border-bottom-color:var(--gold)}

  .header-row{flex-wrap:nowrap}
  .nav-wrap{flex:1;justify-content:flex-end;min-width:0;gap:8px}
  nav.main-nav{flex-wrap:nowrap}
  .nav-cta{flex-shrink:0;margin-left:0;gap:8px}

  .mega-panel{
    position:absolute;top:100%;left:50%;
    transform:translateX(-50%) translateY(6px);
    width:min(580px,calc(100vw - 40px));
    padding:10px 0 0;margin:0;
    background:transparent;border:none;box-shadow:none;
    z-index:60;opacity:0;visibility:hidden;pointer-events:none;
    transition:opacity .2s ease,transform .2s ease,visibility .2s;
  }
  .mega-panel::before{
    content:"";position:absolute;left:0;right:0;top:10px;bottom:0;
    background:var(--paper);border:1px solid var(--line);
    border-top:3px solid var(--gold);border-radius:8px;
    box-shadow:0 20px 50px rgba(0,0,0,.18),0 6px 16px rgba(0,0,0,.08);
    z-index:-1;
  }
  .nav-item.open .mega-panel,
  .nav-item:hover .mega-panel{
    opacity:1;visibility:visible;pointer-events:auto;
    transform:translateX(-50%) translateY(0);
  }
  .mega-panel a{
    display:flex;flex-direction:column;gap:4px;
    padding:13px 20px;border-radius:0;
    transition:background .12s ease;
    position:relative;
  }
  .mega-panel a::before{
    content:"";position:absolute;left:0;top:6px;bottom:6px;width:3px;
    background:var(--gold);border-radius:0 2px 2px 0;
    opacity:0;transition:opacity .12s ease;
  }
  .mega-panel a:hover{background:var(--cream)}
  .mega-panel a:hover::before{opacity:1}
  .mega-panel .mt{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--charcoal);line-height:1.35}
  .mega-panel .mt .arrow{color:var(--gold-deep);font-size:12px;transition:transform .15s;flex-shrink:0}
  .mega-panel a:hover .mt .arrow{transform:translateX(3px)}
  .mega-panel .md{font-size:12.5px;color:var(--ink-soft);line-height:1.45;padding-right:8px}
  .mega-panel .see-all{
    border-top:1px solid var(--line);margin-top:2px;padding-top:12px;
    background:linear-gradient(180deg,rgba(247,245,239,.65),var(--paper));
  }
  .mega-panel .see-all .mt{color:var(--gold-deep);font-weight:600}
  .mega-panel .see-all:hover{background:var(--cream)}
}

/* fallback when :has() unsupported — panel still works via .open */
.mega-panel{display:none}
@media (min-width:1200px){
  .nav-item.open .mega-panel,.nav-item:hover .mega-panel{display:block}
}

.nav-cta{display:flex;align-items:center;gap:8px;margin-left:0;flex-shrink:0}
.loc-tag{font-size:12px;color:#9C9CA6;border:1px solid var(--line-dark);padding:7px 10px;border-radius:2px;display:flex;align-items:center;gap:6px;white-space:nowrap}
.talk-btn{background:var(--gold);color:var(--charcoal);font-size:13px;font-weight:600;padding:10px 16px;border-radius:2px;white-space:nowrap;display:inline-flex;align-items:center;justify-content:center}
.talk-btn:hover{background:#EAD744}
.nav-toggle{
  display:none;flex-direction:column;align-items:center;justify-content:center;gap:5px;
  width:44px;height:44px;padding:0;border:1px solid var(--line-dark);border-radius:2px;
  background:transparent;cursor:pointer;flex-shrink:0;margin-left:auto;
}
.nav-toggle span{
  display:block;width:18px;height:2px;background:#C9C9D2;
  transition:transform .2s,opacity .2s;transform-origin:center;
}
body.nav-open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
body.nav-open .nav-toggle span:nth-child(2){opacity:0}
body.nav-open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.nav-backdrop{
  display:none;position:fixed;inset:0;background:rgba(0,0,0,.45);z-index:90;
}
body.nav-open .nav-backdrop{display:block}
.more{font-size:13px;color:var(--gold-deep);border-bottom:1px solid var(--gold-deep);display:inline-block;padding-bottom:1px}
.more:hover{color:var(--charcoal);border-bottom-color:var(--charcoal)}
.on-charcoal .more{color:var(--gold);border-bottom-color:var(--gold)}
.on-charcoal .more:hover{color:#fff;border-bottom-color:#fff}

/* breadcrumb */
.crumbs{padding:14px 0;font-size:13px;color:var(--ink-soft)}
.crumbs a{color:var(--ink-soft);border-bottom:1px dotted var(--line)}
.crumbs a:hover{color:var(--gold-deep)}
.crumbs .sep{margin:0 8px;color:var(--line)}
.crumbs .current{color:var(--charcoal)}

/* hero */
.hero{background:var(--charcoal);color:var(--paper);padding:88px 0 76px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-80px;top:-80px;width:340px;height:340px;border:1px solid rgba(217,196,30,0.18);border-radius:50%}
.hero .eyebrow{font-weight:600;letter-spacing:.04em;font-size:12.5px;color:var(--gold);letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px;display:block}
.hero h1{color:var(--paper);max-width:820px}
.hero p.lead{color:#C9C9D2;max-width:620px;font-size:1.1rem;margin-top:18px}
.hero-cta{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap}

.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:1px;font-size:14px;font-weight:500;border:1px solid transparent;transition:all .15s}
.btn-gold{background:var(--gold);color:var(--charcoal)}
.btn-gold:hover{background:#EAD744}
.btn-outline{border-color:rgba(255,255,255,0.35);color:var(--paper)}
.btn-outline:hover{border-color:var(--gold);color:var(--gold)}
.btn-outline-dark{border-color:var(--line);color:var(--charcoal)}
.btn-outline-dark:hover{border-color:var(--gold-deep);color:var(--gold-deep)}

/* sections */
section{padding:72px 0}
.section-head{max-width:640px;margin-bottom:44px}
.section-head .eyebrow{font-weight:600;letter-spacing:.04em;font-size:12px;color:var(--gold-deep);letter-spacing:.08em;text-transform:uppercase;display:block;margin-bottom:14px}
.on-charcoal{background:var(--charcoal);color:var(--paper)}
.on-charcoal p{color:#C9C9D2}
.on-charcoal .section-head .eyebrow{color:var(--gold)}
.on-charcoal h2{color:var(--paper)}

/* architecture / pillar grid — the signature element */
.arch-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.arch-card{background:var(--paper);padding:32px}
.arch-card .num{font-weight:600;letter-spacing:.04em;color:var(--gold-deep);font-size:13px;display:block;margin-bottom:14px}
.arch-card h3{margin-bottom:10px}
.arch-card p{font-size:14.5px;margin-bottom:16px}
.arch-card .taglist{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:18px}
.tag{font-weight:600;letter-spacing:.04em;font-size:11px;padding:4px 8px;background:var(--cream);color:var(--ink-soft);border:1px solid var(--line)}
.arch-card .more{font-size:13px;color:var(--gold-deep);border-bottom:1px solid var(--gold-deep);padding-bottom:1px}
.arch-card .more:hover{color:var(--charcoal);border-color:var(--charcoal)}

/* subpage list (pillar page) */
.sub-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);margin-top:8px}
.sub-item{background:var(--paper);padding:26px}
.sub-item .url{display:block;font-weight:600;letter-spacing:.04em;font-size:12px;color:var(--gold-deep);margin-bottom:8px}
.sub-item h4{font-weight:600;font-size:1.05rem;margin:0 0 8px;color:var(--charcoal)}
.sub-item p{font-size:13.5px;margin-bottom:0}
.sub-item.disabled{opacity:.55}
.sub-item.disabled .url{color:var(--ink-soft)}

.cluster-row{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0 36px}
.cluster-row .tag{font-size:12.5px;padding:8px 14px;background:var(--paper);border:1px solid var(--line)}
.cluster-row .tag:hover{border-color:var(--gold-deep);color:var(--gold-deep)}

.faq{border-top:1px solid var(--line)}
.faq-item{padding:22px 0;border-bottom:1px solid var(--line)}
.faq-item h4{font-size:1rem;margin-bottom:8px;color:var(--charcoal)}
.faq-item p{font-size:14.5px;margin-bottom:0}

.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:56px}
.callout{background:var(--paper);border:1px solid var(--line);border-left:3px solid var(--gold);padding:24px 28px}
.callout h4{margin-bottom:8px;font-size:1rem}
.callout p{font-size:14px;margin-bottom:0}

table.compare{width:100%;border-collapse:collapse;margin:16px 0 8px;font-size:14px}
table.compare th,table.compare td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
table.compare th{background:var(--charcoal);color:var(--paper);font-weight:500;font-size:12.5px;letter-spacing:.03em;text-transform:uppercase}
table.compare td{color:var(--ink-soft)}

.stub{padding:120px 0;text-align:center}
.stub .eyebrow{font-weight:600;letter-spacing:.04em;color:var(--gold-deep);font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;display:block;margin-bottom:18px}

/* article toolbar (read time / email / phone / print / play) */
.article-toolbar{background:var(--cream);border:1px solid var(--line);border-radius:8px;padding:18px 24px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px;margin:8px 0 0}
.toolbar-time{display:flex;align-items:center;gap:8px;font-size:13.5px;color:var(--ink-soft);font-weight:500}
.toolbar-time .ico{font-size:14px}
.toolbar-actions{display:flex;flex-wrap:wrap;gap:10px}
.toolbar-btn{display:inline-flex;align-items:center;gap:7px;padding:9px 16px;border:1px solid var(--line);border-radius:4px;font-size:13.5px;font-weight:500;color:var(--charcoal);background:var(--paper);cursor:pointer;font-family:'Inter',sans-serif;transition:border-color .15s,color .15s}
.toolbar-btn:hover{border-color:var(--gold-deep);color:var(--gold-deep)}
.toolbar-btn.is-playing{border-color:var(--gold-deep);color:var(--gold-deep);background:#FBF7E6}
.toolbar-btn .ico{font-size:13px}

.article-disclaimer{font-size:13px;font-style:italic;color:var(--ink-soft);border-top:1px solid var(--line);padding-top:20px;margin-top:8px}
.article-disclaimer a{color:var(--gold-deep);border-bottom:1px solid var(--gold-deep)}

@media print{
  .site-header,.crumbs,.article-toolbar,footer,.on-charcoal.talk-btn,nav.main-nav,.nav-cta{display:none !important}
  body{background:#fff}
}

/* execution panel — dark card with grouped checklist columns */
.exec-panel{background:var(--charcoal);border-radius:10px;padding:44px 40px 48px}
.exec-panel .eyebrow{color:var(--gold)}
.exec-panel h2{color:#fff;margin-top:8px;margin-bottom:34px}
.exec-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:36px 40px}
.exec-col .cat{font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:#8A8A96;font-weight:600;margin-bottom:16px}
.exec-col ul{list-style:none;margin:0;padding:0}
.exec-col li{display:flex;align-items:center;gap:10px;padding:8px 0;font-size:14.5px;color:#EFEEE6;font-weight:500}
.exec-col .check{width:18px;height:18px;border-radius:50%;background:#3DBD6C;color:#fff;display:flex;align-items:center;justify-content:center;font-size:10.5px;flex-shrink:0;font-weight:700}

/* footer */
footer{background:var(--charcoal);color:#C9C9D2;padding:56px 0 28px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px;padding-bottom:36px;border-bottom:1px solid var(--line-dark)}
.foot-grid--wide{grid-template-columns:1.3fr repeat(6,minmax(0,1fr))}
.foot-grid h5{font-weight:600;letter-spacing:.04em;font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:#8A8A96;margin:0 0 16px}
.foot-grid a{display:block;font-size:13.5px;color:#C9C9D2;margin-bottom:10px}
.foot-grid a:hover{color:var(--gold)}
.foot-bottom{display:flex;justify-content:space-between;padding-top:22px;font-size:12.5px;color:#8A8A96;flex-wrap:wrap;gap:10px}

/* sector detail panel */
.sector-tag{cursor:pointer;font-family:'Inter',sans-serif;transition:background .15s,color .15s,border-color .15s}
.sector-tag.active{background:var(--charcoal);color:var(--paper);border-color:var(--charcoal)}
.sector-tag.active:hover{color:var(--paper)}
.sector-detail-card{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:36px 40px}
.sd-eyebrow{font-weight:600;letter-spacing:.08em;font-size:12px;text-transform:uppercase;color:var(--gold-deep);display:block;margin-bottom:8px}
.sd-head h3{margin:0 0 26px;font-size:1.5rem;color:var(--charcoal)}
.sd-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-bottom:26px}
.sd-label{display:block;font-weight:600;font-size:11.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:8px}
.sd-grid p{font-size:14px;color:var(--ink-soft);margin:0;line-height:1.5}
.sector-detail-card .callout{border-left:3px solid var(--gold-deep);margin:0}
.sector-note{font-size:12.5px;color:var(--ink-soft);font-style:italic;margin:16px 2px 0}

/* shared article / inner-page components */
details.acc{background:var(--paper);border:1px solid var(--line);margin-bottom:8px}
details.acc summary{cursor:pointer;padding:15px 20px;font-weight:600;color:var(--charcoal);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:.97rem}
details.acc summary::-webkit-details-marker{display:none}
details.acc summary::after{content:"+";font-family:'Inter',sans-serif;color:var(--gold-deep);font-size:1.2rem;flex-shrink:0}
details.acc[open] summary::after{content:"–"}
details.acc[open] summary{border-bottom:1px solid var(--line)}
.acc-body{padding:6px 20px 18px;font-size:14.5px;color:var(--ink-soft)}
.acc-body ul{margin:0;padding-left:20px}
.acc-body li{margin-bottom:8px}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:8px 0}
.table-scroll table.compare{min-width:640px}
.path-tag{display:inline-block;font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:#fff;background:var(--gold-deep);padding:4px 10px;border-radius:2px;margin-bottom:10px}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:16px}
.card-grid--wide{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.dstep{padding:10px 16px;background:var(--paper);border-left:3px solid var(--charcoal);margin-bottom:4px;font-size:14.5px}
.dstep b{color:var(--charcoal)}
.dcontinue{text-align:center;color:var(--gold-deep);font-weight:600;font-size:13px;letter-spacing:.03em;margin:2px 0 8px}
.dfinal{background:var(--charcoal);color:#fff;padding:14px 18px;font-weight:600;margin-top:6px}

.assess-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);margin:36px 0}
.assess-card{background:var(--paper);padding:22px}
.assess-card .num{color:var(--gold-deep);font-size:12px;display:block;margin-bottom:8px}
.assess-card h4{font-size:.98rem;margin-bottom:6px;color:var(--charcoal)}
.assess-card p{font-size:13px;margin-bottom:0}

/* desktop: keep header on one row, scale nav down on narrower screens */
@media (min-width:1200px) and (max-width:1399px){
  .nav-item>a,.nav-item>button.nt{padding:0 8px;font-size:12px;min-height:44px;letter-spacing:-0.01em}
  .loc-tag{display:none}
  .talk-btn{padding:9px 14px;font-size:12px}
  .logo-badge img{height:24px}
}

@media (min-width:1400px) and (max-width:1599px){
  .nav-item>a,.nav-item>button.nt{padding:0 9px;font-size:12.5px}
  .loc-tag{display:none}
  .talk-btn{padding:10px 14px;font-size:12.5px}
}

@media (min-width:1600px){
  .nav-item>a,.nav-item>button.nt{padding:0 12px;font-size:13.5px}
  .talk-btn{padding:10px 18px;font-size:13.5px}
}

@media (max-width:1199px){
  body.nav-open .site-header{z-index:100}
  .nav-toggle{
    display:flex;position:relative;z-index:110;
    background:var(--charcoal);
  }
  .header-row{align-items:center}
  .nav-wrap{
    position:fixed;top:0;right:0;width:min(380px,100vw);max-width:100%;
    height:100dvh;background:var(--charcoal);flex-direction:column;align-items:stretch;
    padding:72px 24px 28px;gap:0;transform:translateX(100%);
    transition:transform .25s ease;overflow-y:auto;z-index:100;
    box-shadow:-8px 0 32px rgba(0,0,0,.25);
  }
  body.nav-open .nav-wrap{transform:translateX(0)}
  nav.main-nav{
    flex-direction:column;align-items:stretch;width:100%;gap:0;overflow:visible;
  }
  .nav-item{
    flex-direction:column;align-items:stretch;width:100%;
  }
  .nav-item>a,.nav-item>button.nt{
    width:100%;justify-content:space-between;padding:14px 0;
    border-bottom:1px solid var(--line-dark);border-radius:0;white-space:normal;
  }
  .nav-item.open>button.nt{color:var(--paper);border-bottom-color:var(--gold)}
  .nav-item:not(.open) .mega-panel{display:none !important}
  .nav-item.open .mega-panel{
    display:block !important;opacity:1;visibility:visible;pointer-events:auto;
    transform:none;
  }
  .mega-panel::before{display:none}
  .mega-panel a::before{display:none}
  .mega-panel a:hover{padding-left:0}
  .mega-panel{
    position:static;transform:none;width:100%;max-height:none;
    box-shadow:none;border:none;background:transparent;
    border-left:2px solid rgba(217,196,30,.45);
    padding:4px 0 12px 14px;margin:0 0 4px;
  }
  .mega-panel a{
    padding:10px 0;border-radius:0;
    display:flex;flex-direction:column;gap:3px;
  }
  .mega-panel .mt{color:var(--paper);font-size:14px}
  .mega-panel .md{color:#9C9CA6;font-size:12.5px}
  .mega-panel .see-all{
    background:transparent;border-top:1px solid var(--line-dark);
    margin-top:8px;padding-top:12px;
  }
  .mega-panel .see-all .mt{color:var(--gold)}
  .mega-panel .see-all .md{color:#9C9CA6}
  .nav-cta{
    flex-direction:column;align-items:stretch;margin:24px 0 0;width:100%;gap:10px;
  }
  .loc-tag,.talk-btn{width:100%;justify-content:center;text-align:center}
}

@media (max-width:960px){
  .two-col{grid-template-columns:1fr;gap:32px}
  .foot-grid,.foot-grid--wide{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 24px}
  section{padding:56px 0}
  .hero{padding:64px 0 56px}
  .hero-cta{flex-direction:column;align-items:stretch}
  .hero-cta .btn{justify-content:center;width:100%}
  .article-toolbar{align-items:flex-start;flex-direction:column;align-items:stretch}
  .toolbar-actions{width:100%}
  .toolbar-btn{flex:1 1 auto;justify-content:center}
  .assess-grid{grid-template-columns:1fr}
}

@media (max-width:640px){
  .sd-grid{grid-template-columns:1fr}
  .foot-grid,.foot-grid--wide{grid-template-columns:1fr}
  .foot-grid>div:first-child{grid-column:1/-1}
  .foot-bottom{flex-direction:column;gap:12px}
  section{padding:48px 0}
  .hero{padding:52px 0 44px}
  .section-head{margin-bottom:32px}
  .exec-panel{padding:28px 22px 32px}
  .hero-cta .btn,.price-row .btn,.callout .btn{width:100%;justify-content:center}
  .assess-card{padding:18px 20px}
  details.acc summary{padding:14px 16px;font-size:.95rem}
  .acc-body{padding:6px 16px 16px}
}
